CUIDADO DE SALUD INSURANCE

Health,life,medicare and more.

FAQ

Frequent Ask Question The following list reflet the frequent ask question and their answers, if dont find your please submit at the end of the list. 

Q: Is it mandatory to have health insurance?

A: The majority of the people must have qualified health insurance, otherwise should pay an annual penalty deduction on taxes

Q: When is the next open enrollment period for Marketplace health insurance?

A: Between November 1st, 2015 and January 31st, 2016

Q: What should I do if I lose the tax credit to help pay for my plan in Obamacare?

A: You must call the Marketplace to know the reason for the removal of your tax credit, and the steps to recuperating it. Contact us at “Cuidado de Salud” 786-534-2480 !!

Q: Can I change the health plan or company, after the open enrollment period?

A: In general the answer is no, however you may qualify for a Special Enrollment Period

Q: Who may qualify for a special period of enrollment?

A: You may qualify for a special enrollment period if you’ve had one of the following life changes within 60 days

  • Change in immigration status
  • Getting married or divorced
  • Having a baby
  • Adopting a child or putting a child up for adoption
  • Moving from residency
  • Leaving incarceration
  • Change in income
  • Losing other health coverage insurance like thru an employer or Medicaid

*NOTE: voluntarily quitting a Marketplace plan mid-year doesn’t qualify you for a Special Enrollment Period.

Q: What are the requirements for your health plan to be effective?

A: 1. Fill out the application and confirm your plan

2. Make the first payment to the health insurance company you chose